Say I have two independent random variables X ~ N($μ_{x}$,$σ_{x}$) and Y ~ N($μ_{y}$,$σ_{y}$). I know that I can calculate the variance of their difference with $Var(X-Y) = σ_{x} - σ_{y}$. But I want to find $Var(\frac{X-Y}{Y})$ for which I went only this far:
$Var(\frac{X-Y}{Y}) = Var(\frac{X}{Y})-Var(1) = Var(\frac{X}{Y})-0 =Var(\frac{X}{Y})$
So how can I calculate $Var(\frac{X-Y}{Y})$ or $Var(\frac{X}{Y})$, is there a straightforward formula to calculate one of them?
Thank you!