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I'm reading about the use of Shapley values for explaining complex machine learning models and I'm confused about how I should interpret the SHAP independence plot in the case of a categorical variable. For the plot below:

enter image description here

In the case of a continuous variable, the interpretation goes as follows: "... the log-odds of making over 50k increases significantly between age 20 and 40." 1

What would the interpretation for the following plot be (the plot is from the same source)?

enter image description here

It looks like being a working wife or a husband gives you a higher chance of earning more than 50k. But is there a formal way of stating this observation? Would saying that "the log-odds of making over 50k increases significantly when being a husband or wife," be correct?

kjetil b halvorsen
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Blg Khalil
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